Privacy Policy

1. Who we are

Checkbook Log & Check Register ("the app", listed as "Cheque Book Register & Tracker" in the UK, Australia, Canada, India and South Africa) is developed and published on Google Play by VELOX APP LTD ("we", "us"), a company registered in England and Wales under company number 17186614, with its registered office at 128 City Road, London, EC1V 2NX, United Kingdom. We are the controller of the analytics data described in section 4.

This policy covers the Checkbook Log & Check Register Android app only. Our company privacy policy covers this website and emails you send us. For any privacy question, or to use your rights, email [email protected].

2. Summary

• Your register stays on your device. Accounts, amounts, balances, payees, memos, cheque numbers and categories are stored in an encrypted database on your phone. They are never sent to us, to Google, to advertisers or to anyone else.
• There is no account or sign-in and no bank login.
• We use Google Firebase (Analytics, Crashlytics, Remote Config) to count how the app is used and to fix crashes. In the EU, EEA, UK and Switzerland it is off until you allow it; everyone can switch it off in Settings.
• The free version has an optional rewarded ad through Unity LevelPlay (Unity Ads and ironSource Ads), shown only if you tap “Watch an ad to unlock” (PDF reports for 24 hours), never automatically and never before your first entry. Ads use your device's advertising ID. In the EU/EEA, the UK and Switzerland the app does not currently show ads. Pro is a one-time purchase that unlocks everything for good, with no time windows and no ad to watch.
• The optional Pro purchase is handled by Google Play.

3. Your entries

Everything you type into the register is stored in an encrypted database (with a key protected by the Android Keystore) in the app's private storage on your device. The app does not connect to any bank and does not move money. Your entries are never included in analytics, crash reports or ad requests. Uninstalling the app, clearing its data or losing the device can permanently delete your entries, so please export or back up regularly.

4. Analytics and crash reports (Google Firebase)

Google provides Firebase Analytics, Firebase Crashlytics and Firebase Remote Config to us as a service provider (processor): Google processes this data on our behalf and on our instructions (Firebase privacy information). What is sent, why, and how long it is kept:

• App usage events with fixed values only, for example "onboarding completed", "10 entries saved", "reconciliation finished", "CSV exported", "Pro screen shown", "purchase completed", "ad shown". Never an amount, name, payee, memo or other text you typed. Used to understand which features are used. Kept 2 months (our Google Analytics retention setting).
• Crash reports: stack trace, app state and device details at the time of a crash (device model, Android version, app version), a random crash-reporting ID. Used to find and fix crashes. Kept 90 days.
• Automatic data: a random app-instance ID and Firebase installation ID (not your advertising ID), country and approximate location derived by Google from a shortened IP address, device model, Android and app version, language, time zone, and in-app purchase events (product and price). Used to count users and sessions, for configuration (Remote Config) and purchase statistics. Kept 2 months.

We have switched off Google signals, ads personalisation and advertising-ID collection in Google Analytics and do not link it to any advertising product. We never set a user ID.

Your choice. If your phone's region or SIM country is in the EU, EEA, UK or Switzerland, nothing is collected by Firebase (and Remote Config is not contacted) until you tap Allow on the small bar in the app; ignoring it or tapping "No thanks" means no. Everywhere else collection is on by default. Everyone can change the choice at any time in Settings > Privacy > Share anonymous usage statistics. Your choice is stored only on your phone. Legal basis: your consent in the EU, EEA, UK and Switzerland; elsewhere our legitimate interest in keeping the app working, with an opt-out.

5. Optional rewarded ads (free version only)

The free version offers an optional rewarded ad: you tap “Watch an ad to unlock” to unlock PDF reports for 24 hours; the number of unlocks per day and per install is limited, after which only the one-time Pro purchase unlocks them. There are no banner ads and no full-screen ads, nothing plays automatically, and no ad is shown before your first entry or while you add or edit an entry. In the EU/EEA, the UK and Switzerland the app does not currently show ads (a consent platform is pending), so none of the ad data below is collected there. Elsewhere, ads are served through Unity LevelPlay (a mediation service of Unity Technologies, which includes ironSource) by the ad networks Unity Ads and ironSource Ads. If we enable another ad network, we will name it here before the version that uses it is released.

Unity, ironSource and the ad networks act as independent controllers of the data they receive (this is "sharing" in Google Play's Data safety section). When ads are on, they collect and use, under their own privacy policies:

• your device's advertising ID, identifiers set by the ad software and other device and app identifiers;
• your IP address and the approximate location derived from it;
• how you interact with ads (requests, views, taps inside the ad, video completion) and ad performance diagnostics;
• device and app information (model, operating system, language, app name and version) and, as Unity Ads declares, in-app purchase information.

Purposes: showing and measuring ads, limiting how often you see them, preventing fraud, and, where you have allowed it, personalised ads. They never receive your register entries. Read Unity's Game Player and App User Privacy Policy (it also covers LevelPlay and ironSource). Requests about data held by Unity or ironSource can be sent to them directly ([email protected]), or to us and we will pass them on.

We block ad categories that do not belong in a money app (for example loans, crypto, trading and gambling) where the ad networks let us. Ads are provided by third parties and are not recommendations by us.

Pro users: after buying Pro the ad software is never started, so none of the data in this section is collected for ads.

6. Your choices about ads

• Where ads are served and consent is required: the app asks for your consent with Google's consent form (Google User Messaging Platform, a certified consent tool) before any ad is requested. If you do not consent, the app may show only non-personalised or limited ads, or none; if the form cannot be shown (for example when you are offline), no ad software is started. Change your choice at any time in Settings > Privacy > Ad privacy choices.
• US state privacy laws (for example California): turn on Settings > Privacy > Do not sell or share my personal information. The app then tells the ad software that you have opted out of the sale or sharing of your personal information (applies from the next app start). We do not sell any other data.
• Advertising ID: you can reset or delete your advertising ID in your Android settings (Settings > Privacy > Ads, or Google > Ads, depending on the device).
• No ad to watch: buy Pro (one-time purchase), which unlocks everything permanently.

7. Exports and backups you make

If you export a CSV or PDF file, or create a backup file, it is written or shared only where you choose (the Android share sheet or save dialog). Backup files are not encrypted; keep them somewhere private. Once a file leaves the app it is under your control. We do not receive these files. Android Auto Backup is switched off for this app, so no copy of the app's data goes to any cloud backup.

8. Biometric lock and notifications

The optional app lock uses Android's own biometric prompt. Fingerprint or face data is handled by Android and is never received by the app or by us. Optional reminders are scheduled and shown on your device only and never contain ads; the notification permission is requested only if you turn reminders on.

9. Purchases

The app is free, with an optional one-time Pro purchase. Payments are processed by Google Play. We receive only order information from Google (order ID, product, country and date) and never your payment details. See the Google Privacy Policy. Refunds: request within 48 hours through your Google Play order history; afterwards email us and we refund if Pro does not work as described. Your statutory rights for faulty digital content are not affected.

10. Support emails

If you email us, we keep your message and address only to answer you. We delete them on request.

11. Deleting your data

• Your entries: delete them in the app, or clear the app's data or uninstall it. They exist nowhere else unless you exported them.
• Analytics and crash data: switch off "Share anonymous usage statistics" to stop new collection. Existing data is deleted automatically after 2 months (analytics) and 90 days (crash reports). To delete it sooner, email [email protected] the "Analytics ID" shown in Settings > Privacy; we delete the data linked to it with Google's deletion tools within 30 days. Because there are no accounts we cannot find this data by your name or email.
• Ad data: reset or delete your advertising ID (section 6) and contact Unity/ironSource as described in section 5, or ask us and we will forward your request.

12. International transfers

Google and Unity process data in the United States and other countries. They use safeguards recognised by UK and EU law for such transfers, such as standard contractual clauses and, where applicable, the EU-US Data Privacy Framework and its UK extension.

13. Children

The app is intended for adults (18+) and is not directed at children. We do not knowingly collect information from children, and the ad software is told that the app is not directed at children.

14. Your rights

Depending on where you live, you may have rights to access, correct, delete or object to the processing of your personal data, to withdraw consent, and to opt out of the sale or sharing of personal information, under the UK and EU GDPR, US state laws such as the California CCPA/CPRA, Canada's PIPEDA, the Australian Privacy Act or India's Digital Personal Data Protection Act. Use the in-app switches above, or email [email protected]; we reply within 30 days. You may also complain to your local data protection authority (in the UK, the Information Commissioner's Office).

15. Not financial advice

The app is a personal record-keeping tool. It is not a bank and does not provide financial, tax, legal or accounting advice.

16. Changes to this policy

If the app's data handling changes (for example a new ad network or a new kind of analytics data), we will update this page and its effective date before the new version is released.

17. Contact

VELOX APP LTD
128 City Road, London, EC1V 2NX, United Kingdom
Email: [email protected]