Terms of Use

1. About these terms

Checkbook Log & Check Register ("the app") is provided by VELOX APP LTD ("we", "us"), a company registered in England and Wales (company number 17186614), with its registered office at 128 City Road, London, EC1V 2NX, United Kingdom.

By installing or using the app you agree to these terms. The Google Play Terms of Service also apply to downloads and purchases made through Google Play. If you do not agree, please do not use the app.

2. Your licence

We give you a personal, non-exclusive, non-transferable licence to use the app on Android devices that you own or control, for your own non-commercial use.

3. Free features and Pro

The app is free to download and use, with one account. Checkbook Log & Check Register Pro is an optional one-time in-app purchase that adds the extra features described on the app's page and in the app.

• The price is shown in Google Play before you confirm the purchase. Google Play processes the payment.
• Pro is a single payment. It is not a subscription and is never charged again.
• Pro is linked to the Google account you bought it with. You can restore it by installing the app with that account.
• The free version offers optional rewarded ads through Unity LevelPlay: you tap “Watch an ad to unlock” to unlock PDF reports for 24 hours, with a limited number of unlocks per day and per install. No banners or full-screen ads are shown automatically and nothing plays before your first task. Ads are provided by third-party networks and are not recommendations by us. In the EU/EEA, the UK and Switzerland the app does not currently show ads. Pro unlocks everything permanently, with no time windows and no ad to watch.

4. Refunds and your statutory rights

Refunds for purchases made through Google Play follow Google Play's refund policy. If Pro does not work as described, contact us at [email protected] and we will help you put it right.

Nothing in these terms affects your legal rights as a consumer, including your rights under the Consumer Rights Act 2015 for digital content.

5. Your data

Everything you enter stays on your device in an encrypted database. We do not receive, review or store it. Uninstalling the app, clearing its data or losing the device can permanently delete it, so export or back up regularly. You are responsible for keeping your own records. Usage statistics, crash reports (Google Firebase) and the data used for ads are described in the privacy policy.

6. Acceptable use

You must not:

• use the app for anything unlawful;
• copy, modify, distribute, sell or rent the app; or
• decompile or reverse engineer the app, except where the law allows you to.

7. Record-keeping tool, not financial advice

This app is a personal record-keeping tool. It is not a bank, does not connect to any bank, does not move money, and does not provide financial, tax, legal or accounting advice. Balances are calculated only from the entries you type and may differ from your bank statement; always reconcile with your bank. The app does not print or format real cheques. To the extent the law allows, the app is provided "as is". Nothing here limits your statutory consumer rights.

8. Intellectual property

The app, its design and its name belong to us or our licensors. Android and Google Play are trademarks of Google LLC. Other names mentioned in the app belong to their owners.

9. Our responsibility to you

If we fail to meet these terms, we are responsible for loss or damage you suffer that is a foreseeable result of our failure. If defective digital content we supply damages a device or other digital content belonging to you, we will either repair the damage or pay you compensation, where the damage was caused by our failure to use reasonable care and skill.

We do not exclude or limit our liability where it would be unlawful to do so, including liability for death or personal injury caused by our negligence or for fraud. The app is for personal use, and we are not liable for business losses.

10. Ending these terms

You can stop using the app at any time by uninstalling it. We may end your licence if you seriously break these terms.

11. Governing law

These terms are governed by the law of England and Wales. You can bring legal proceedings in the courts of England and Wales. If you live in Scotland or Northern Ireland, you can also bring them in your local courts.

12. Changes to these terms

We may update these terms, for example when the app changes. The current version, with its effective date, is always published on this page.

13. Contact

VELOX APP LTD
128 City Road, London, EC1V 2NX, United Kingdom
Email: [email protected]